The banking and fintech industry is rapidly evolving, driven by technological advancements and changing consumer expectations. This sector encompasses traditional banking services as well as innovative financial technologies that enhance user experience and streamline operations.
Understanding the latest trends is crucial for staying competitive in the banking and fintech landscape.
Digital transformation is reshaping how banks operate, with a focus on mobile banking, online services, and customer-centric solutions.
Regulatory changes are impacting how fintech companies operate, necessitating compliance and adaptation to new laws.
Ensure secure and compliant Open Banking operations under PSD2 and evolving EU payment regulations. Our GRC experts specialize in securing your Payment Services Directive 2 (PSD2) compliance, focusing on Strong Customer Authentication (SCA) implementation and secure API gateways for Payment Initiation Service Providers (PISPs) and Account Information Service Providers (AISPs). We establish robust API security governance, conduct API penetration testing, and implement continuous monitoring of data flows and consent management for shared financial data. Facilitate secure and innovative payment services across the EU while maintaining trust and regulatory adherence.
Master EU data privacy with advanced GDPR compliance and eIDAS integration for secure digital identity. For FinTechs operating across EU member states, our services ensure meticulous adherence to the General Data Protection Regulation (GDPR), including data mapping, Data Protection Impact Assessments (DPIAs), and data subject rights management. We also integrate eIDAS (electronic IDentification, Authentication and trust Services) regulation to enable secure and legally recognized electronic identification and trust services for onboarding and transactions across borders. Protect customer personal data, streamline cross-border operations, and mitigate substantial privacy fines within the highly regulated European financial market.
Achieve comprehensive compliance with the EU's Digital Operational Resilience Act (DORA) and NIS2 Directive. Our services provide a holistic approach to enhancing your FinTech's digital operational resilience. We conduct DORA gap analyses and implementation roadmaps, establish robust ICT risk management frameworks, and facilitate mandatory digital operational resilience testing, including threat-led penetration testing (TLPT). Furthermore, we help integrate NIS2 requirements for incident reporting, supply chain security, and board-level oversight, ensuring your FinTech can withstand, respond to, and recover from severe ICT-related disruptions across the EU.